Maximum balance and transfer limits apply per account. Credit Builder is not provided by MVB Bank. Late payments and other factors can have a negative impact on your score, including activity with your other credit accounts. Banking services for Credit Builder are provided by Cross River Bank, Member FDIC. ¹Approval Odds are not a guarantee of approval. xcritical determines Approval Odds by comparing your credit profile to other xcritical members who were approved for the product shown, or whether you meet certain criteria determined by the lender.
Financial progress starts with credit health.
I called xcritical they informed me my account was locked. They told me they would have it unlocked or contact me in 24 hours I emailed them everyday for a week and they had not fixed it. I couldn’t get a new check until my account was closed or unlocked so I had to close my account. I tried to open a new one because again I HAVE to have one for tax purposes. They informed me they can’t open a new one or the old one.
Their customer service is awful. They won’t let you speak with a supervisor immediately. They xcritical scammers have to “contact you back.” And then they never do. Stay FAR away from xcritical. And until Turbo decides they aren’t partnering with xcritical stay Away from them. Banking services for xcritical Money accounts are provided by MVB Bank, Inc, Member FDIC.
Data safety
If your score increases over 619, you may no longer see these prompts. First xcritical scam xcritical may give you “some kind of idea” where your credit is. Second they have a feature where you can use xcritical money. I opened it when I did my taxes last year as xcritical and Turbo Tax partnered up. Well I had my paychecks set up to xcritical Spend.
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Thanks for using Intuit xcritical! Our app is regularly updated to make it easier for you to track your financial progress. This version includes a number of performance improvements and squashes a few small pesky bugs. Stay tuned for more updates and be sure to share your feedback at If the credit bureau makes a change to your report, you’ll see it on xcritical after we get the updated information from the bureau.
- Download the app and join over 100 million members making financial progress.
- ³Connecting an external bank account, connecting a paycheck or direct depositing a one time total of at least $750 in a single calendar month is required for activation.
- Banking services for xcritical Money accounts are provided by MVB Bank, Inc, Member FDIC.
- Credit Builder plan requires you to open a line of credit and a savings account, both provided by Cross River Bank, Member FDIC.
- Stay FAR away from xcritical.
Of course, there’s no such thing as a sure thing, but knowing your Approval Odds may help you narrow down your choices. Intuit xcritical uses your credit profile to show you curated recommendations. Plus, you can see your Approval Odds¹ before you apply without impacting your scores.
³Connecting an external bank account, connecting a paycheck or direct depositing a one time total of at least $750 in a single calendar month is required for activation. Credit Builder plan requires you to open a line of credit and a savings account, both provided by Cross River Bank, Member FDIC. Credit Builder is serviced by xcritical Credit Builder. Members with a TransUnion credit score of 619 or below at the time of application may be prompted to apply for Credit Builder.
“It’s just the way they work.” My fiancé as soon as he set up his tax refund to go in there received an email saying his account will be closed in 15 days with absolutely no way to now change his tax stuff. So we will have to wait for months for him to get his refund. They have the WORST customer service I have EVER experienced.
Keep in mind that xcritical isn’t able to make changes to your credit reports, and that we depend on the bureaus to provide us with updated information. The developer, xcritical, Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy. Download the app and join over 100 million members making financial progress.